REHAB THIS HOME
AND HAVE EQUITY WHEN DONE
18809 65th Place West Lynnwood Washington
$418,950
This is a split level house in a good neighborhood where values are rising.
It has 2,088 sq ft of living space plus a two car, 576 sq ft garage. It has four bedrooms and three bathrooms, including a master bedroom with bath. It has a full daylight basement and a two-car garage. It has hardwood floors upstairs in most areas.
There are apple and cherry trees in back.
The house sits on a 10,452 sq ft lot. There is easy gate access to the fully fenced backyard, where there is asphalt RV parking and room to build a shop and/or mother-in-law accessory dwelling unit.
Updated homes of this size in this area are selling for over $600,000.
In most ways this is a solid home. The inspector says this house “has good bones.”
BUT
But it needs general improvement, cleanup, junk removal, rehab, and lots of love. Plan on spending $50,000 to $75,000 or more. In my opinion – which you should confirm – a buyer who intends to occupy the property and who has construction knowledge can get a rehab loan and end up with a home with charm and built-in equity.
There is no key box. Showing by appointment only. Call James at 425-774-6611.
Click this link to see all documents, including the inspection report.
Sincerely,
James Robert Deal
Real Estate Attorney & Real Estate Managing Broker
James@JamesDeal.com
PO Box 2276 Lynnwood WA 98036
Law Office Line: 425-771-1110
Broker Line: 425-774-6611
KW Everett Office Line: 425-212-2007
Fax: 425-776-8081
I help buyers, sellers, brokers. Flat fee payable at closing.
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Author
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Open Telephone Line
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It is a long story, which I will tell later. For now I will just share the link with you and tell you that this modification took three years to...
Principal Reduction Modification
We just negotiated this excellent modification with Bank of America. The interest rate was reduced to 2.0%. The principal balance was reduced by...
Deceptive Practices in Foreclosures
Deceptive Practices in Foreclosures Thanks to the New York Times September 13, 2013 In early 2012 when five big banks settled with state and...
Low Modification Approval Rate
This post comes from Martin Andelman. The low approval rate on modifications Martin discusses is the main reason why you should hire an attorney to...
Renters’ Rights in Foreclosure`
Renters in Foreclosure: What Are Their Rights? Federal law gives important rights to tenants whose landlords have lost their properties through...
Eminent Domain To Modify Loans
A City Invokes Seizure Laws to Save Homes Peter DaSilva for The New York Times Thanks to New York Times. Robert and Patricia Castillo paid $420,000...
Fannie and Freddie Loosen Modification Guidelines
FHFA expands suite of loan mod tools By Kerri Ann Panchuk • March 27, 2013 • 9:00am Servicers dealing with loans guaranteed or owned by Fannie...
Lenders Lie to Modification Applicants
We have found that Lenders often take advantage of those who apply for modification on their own. Lenders tell them they have not received certain...
Bank of America – Fannie Modification
HMH came to me following a financial hardship. He faced high payments on his Bank of America serviced loan, with a rate of 5.625. The investor is...
Banks Forgive Mostly Worthless Seconds
The Second-Mortgage Shell Game By ELIZABETH M. LYNCH Thanks to the New York Times IN January, federal regulators announced an $8.5 billion...
More Foreclosures Coming
Where is the housing market going in 2013? Thanks to CBS News (MoneyWatch) The housing market in 2013 stands on a precipice. While there is...
Zombie Titles
The latest foreclosure horror: the zombie title By Michelle Conlin Thanks to Reuters. COLUMBUS, Ohio | Thu Jan 10, 2013 1:58pm EST (Reuters) -...
Consumer Financial Protection Bureau Guidelines
U.S. Consumer Watchdog to Issue Mortgage Rules By EDWARD WYATT Thanks to New York Times Published: January 10, 2013 WASHINGTON — Banks and other...
Aurora, Bank of America, Citibank, Chase, MetLife, PNC, Sovereign, SunTrust, U.S. Bank, Wells Fargo –
Independent Foreclosure Review to Provide $3.3 Billion in Payments, $5.2 Billion in Mortgage Assistance WASHINGTON--Ten mortgage servicing companies...
Calibur – Formerly Vericrest
Mortgage modification is the practice of law. Dealing with Caliber Home loans is not easy. Get legal representation.
Debt Forgiviness Will Be Imputed Income Unless Congress Acts
Beware of IRS Tax Whammy With Short Sales and Mortgage Modifications in 2013 Posted on Wednesday (December 26, 2012) at 6:00 pm to Mortgages &...
Obama to Replace DeMarco – Stingy Leader of Fannie and Freddie
BYE-BYE DEMARCO! Obama to Replace Director of FHFA 3 You know, I was having kind of a crummy day… nothing serious, just dragging my feet a bit and...
California Puts Attorneys Out of the Modification Practice
California State Bar RECENT Decision to Cause More Harm to Homeowners in Foreclosure Thanks to Martin Andelman It’s hard to imagine anything...
Stratigic Default
Giving Up and Getting Out Foreclosures are no longer a last resort, and a growing percentage of americans think it’s ok to strategically default...
Jumbo Modification
A residential property where the first loan was more than around $729,000 at the time of the default is not eligible for modification under the...
What Caused the 2007 Crash
The Trillion Dollar Mistake That Triggered the Economic Meltdown Thanks to Martin Andelman It was summer, 2006, and Fed Chair Alan Greenspan had...
Strategic Defaulters – To Jail With You
FHFA Looking to Jail Strategic Defaulters by my friend Martin Andelman The Federal Housing Finance Administration (“FHFA”), which is the...
Still No Justice for Mortgage Abuses
Still No Justice for Mortgage Abuses September 1, 2012 Thanks to New York Times It has been six months since the big banks settled with state and...
Modifying Loans on Rental and Commercial Property
Under HAMP Tier 2, the Making Home Affordable program was extended to cover one to four unit residential rental properties. HAMP Tier 2 went into...
Successful Citi Modification
On this modification with Citi there was no principal reduction because the property was not underwater. However, the interest rate was reduced from...
Midland Mortgage Modification
We negotiated a good deal for Dennis and his wife. They went from a 9.5% rate to 2.0% for five years, then 3.0% for a year, and 3.875% for the...
OCWEN – Principal Reductions – 2% Rate
OCWEN Principal Reduction: We negotiated a $93,000 principal reduction for this couple, provided they remain current on their payments for three...
Misconceptions About Modifications
Read Richard Fonfrias on Seven Costly Misconceptions About Mortgage Loan Modifications:...
Who is Liable on Business Credit Cards?
Business credit cards and the individual bankruptcy case by Cathy Moran, California Bankruptcy Lawyer Small corporations may have their names on the...
Happy Clients
I only post a quarter of the modifications we complete, and I have not posted any of them for some time.I will get caught up on that job when we get...
Forensic Audits Not Useful
Homeowners: Don’t Be Scammed by Forensic Audit of Mortgage Docs Posted: 19 Jun 2012 10:00 PM PDT Written by Craig D. Robins, Esq. Unfortunately,...
Should You Reaffirm a Mortgage in Bankruptcy?
Should You Reaffirm a Mortgage in Bankruptcy? 12 Jun 2012 05:00 PM PDT Written by Craig D. Robins, Esq. Reaffirming a debt in bankruptcy means that...
Martin Andelman on HAMP 2
HAMP 2 is HERE Some say it’s the best HAMP yet, and they’re probably right about that. by Martin Andelman This past year has been transformational...
When can you file bankruptcy again?
When Can I File Bankruptcy Again? by Bankruptcy Law Network There is no limit on the number of bankruptcy cases that one may file. In fact, there is...
Debt Settlement
Don’t File Bankruptcy! by Douglas Jacobs, California Bankruptcy Attorney That’s the cry of the “debt settlement” industry. They claim that they...
Bank of America Principal Reductions
Bank of America has started sending letters to thousands of homeowners in the United States, offering to forgive a portion of the principal balance...
Foreclosure and Income Tax Consequences
Foreclosure and Its Income Tax Consequences (TheNicheReport) — In a recent issue of The Niche Report I wrote an article on how to safely “walk away”...
Wells Fargo and Robo Signing
By Travis Waldron, Think Progress Posted on April 20, 2012, Printed on April 21, 2012...
Is consumer protection enough to fix housing?
Is consumer protection enough to fix housing? HW Magazine April 2012 by Christopher Whalen It is an election year and, no surprise, President Barack...
Washington Supreme Court Hears MERS Case
WA State Supreme Court Hears Arguments in Case Against MERS “May a party be a lawful ‘beneficiary’ under Washington’s Deed of Trust Act if it...
How Many Kids Have Fluorosis?
4-1-12 Thanks to Paul Lamoreaux of Port Angeles who tracked down the information I needed: I wanted to know how many kids there are in the US age 12...
Making Home Affordable Encourages Principal Reductions
Making Home Affordable Encourages But Does Not Require Principal Reductions HAMP has increased financial incentives to servicers for principal...
Principal Reductions May Be Coming
Freddie CEO signals GSE principal reduction could be soon By Jon Prior • March 23, 2012 • 11:14am Freddie Mac CEO Charles "Ed" Haldeman gave a...
No Free House
Filing Bankruptcy And Getting Your Free House by Jay Fleischman, New York Bankruptcy Lawyer I’ve been meaning to tell you something for awhile now....
Lauren Willis – Condemn mortgages and write them down
GUEST POST: Good for the Banks, Good for the Borrowers by Law Professor, Lauren E. Willis Good for the Banks, Good for the Borrowers By Lauren E....
FHA refinancing program means savings for those who can qualify
FHA refinancing program means savings for those who can qualify The Obama administration's new plan to stimulate refinancings of FHA mortgages is...
Raise the Minimum Wage
Ralph Nader: Minimum Wage Needs To Catch Up With 1968 – OpEd Written by: Ralph Nader March 1, 2012 How inert can the Democratic Party be? Do they...
CA Attorney General Asks Fannie & Freddie to Stop Foreclosing
Atty. Gen. Kamala Harris ASKS Fannie and Freddie to Stop Foreclosing Did you hear about this? California’s Attorney General, Kamala Harris has...
Pooling and Servicing Agreement Look Up
HOW TO FIND YOUR POOLING AND SERVICING AGREEMENT It may be very valuable to your case for you to have a certified copy of your Pooling and Servicing...
Arizona asserting right to write down mortgages
Arizona’s SB 1451 – Does Arizona Have the Right to Save Itself from Drowning in Underwater Loans? Drowning in the desert. The irony alone could...
40 Million McMansions
America has 40 million McMansions that no one wants By Christopher Mims 9 Feb 2012 11:12 AM Americans, especially generations X and Y, want...
Second Mortgage Time Bomb
Chapter 13 Bankruptcy Time Bomb: Mortgage Modification by Eugene S. Melchionne, Connecticut Bankruptcy Lawyer One of the major benefits of Chapter...
Ocwen Backs Principal Reductions
Ocwen Backs Principal Reductions, Mandatory Outsourcing to Improve HAMP By: Carrie Bay 03/03/2010 Ocwen Financial Corporation has one of the...
Farmer – Fisher Chapter 12 Bankruptcy
Chapter 12 Bankruptcy 2inShare by Douglas Jacobs, California Bankruptcy Attorney A largely forgotten form of Consumer bankruptcy is Chapter 12. ...
Mortgage Settlement Reached: A Beginning, Not an End
Mortgage Settlement Reached: A Beginning, Not an End George Zornick on February 9, 2012 - 11:05am ET It’s finally here: a massive settlement, worth...
Forgery in Missouri Foreclosures
Company Faces Forgery Charges in Missouri Foreclosures By GRETCHEN MORGENSON Published: February 6, 2012 One of the largest companies that provided...
An Easier Path to Refinancing
February 4, 2012 An Easier Path to Refinancing It is only a first step toward healing the economy’s biggest open wound, but President Obama’s new...
Bankruptcy: What Are You Waiting For?
Bankruptcy: What Are You Waiting For? by Dana Wilkinson, Attorney at Law Happy Groundhog Day! Lately the same refrain keeps cropping up in my...
Facing Foreclosure? You May Have Options
Facing Foreclosure? You May Have Options If yours is one of the nation’s estimated 14 million troubled mortgages, it can seem as though you...
Top 15 Lies About Bankruptcy
Top 15 Lies About Bankruptcy by Brett Weiss, Maryland Bankruptcy Attorney Bankruptcy is an area of the law that people avoid. They don’t want to...
Freddie Mac Screws Up Again
January 30, 2012 Treasury Investigates Freddie Mac Investment By SHAILA DEWAN The Treasury Department is investigating a report that Freddie Mac,...
Why Your Servicer Does Not Want To Modify Your Loan
No Modification for You! by Chip Parker, Jacksonville Bankruptcy Attorney For the last few years, I have witnessed a steady stream of homeowners...
Independent Foreclosure Review
Background The Federal Reserve Board issued enforcement actions against four large mortgage servicers --GMAC Mortgage, HSBC Finance Corporation,...
Swindlers, Liars, and Frauds
Problems Continue with HAMP
HAMP Not Working As Planned Recent figures show that only a small fraction of homeowners are seeing any kind of permanent relief under the federal...
Attorney Shawn Newman on Foreclosure Defense
Mortgage wizard interviews Attorney Shawn Newman on foreclosure defense.
Freddie & Fannie’s Mortgage Shell Game
Welcome to Freddie and Fannie’s Mortgage Shell Game By Shawn Timothy Newman, J.D. Adjunct Professor Saint Martin’s University In common parlance, a...
Home prices down 11% in King County
Prices dive as "distressed" home sales rise in King County The median price of houses sold in King County last month was $321,700, nearly 11 percent...
