Commercial Mortgages

by | Nov 29, 2019 | Real Estate Broker | 0 comments


Not only am I a real estate managing broker (DOL # 27330) and a real estate attorney (WSBA # 8013), I am also a commercial mortgage broker (NWMLS # 64871).

I do not place residential mortgages. I only place commercial mortgages.

A residential mortgage is one against one to four family housing. Anything else is a commercial mortgage.

Residential mortgages are standardized and highly restricted by federal procedural regulations. Commercial mortgages are much less standardized, less restricted by federal regulations, and more individualized. They are made on a “make sense” basis.

I advise commercial lenders. I review commercial notes and mortgages for their security. Generally one wants to be secured by a first position mortgages, however, there are times when one might take second position, particularly if the lender is also a part owner of the borrowing entity. Commericial notes can be secured by assignment of leases against the property. They can be secured by assignment to the lender of corporate shares or LLC membership shares.

A group of lenders may put together a fund to be lent out to qualified buyers. I help evaluate buyer qualifications.

I help commercial lenders find commercial borrowers.

I also advise commercial borrowers. I help them find commercial lenders. I help them design and present their project so that it appears secure to lenders and is secure.

Feel free to call if you are lending commercial money or borrowing commercial money. There is no charge for telephone or email inquiries.




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Click here for links to articles about mortgage modification.

Click here to read about my back ground as an attorney. (link toabout me under

Click here to read about my background as a mortgage broker. (link to about me under

Click here to read about my pro bono work as an environmental attorney working against water fluoridation. (link to fluoride)

More about mortgage modification:

Who qualifies for mortgage modification? (link to More Information About Mortgage Modification)

Factors Which Affect the Mortgage Modification Outcome

What We Shoot For in Mortgage Modification

Some Examples of Modifiable Loans

Can You Handle Your Own Mortgage Modification?

Attorney-Based Mortgage Modification vs. Non-Attorney-Based Modification

When Should You File For Bankruptcy?

Modification of Credit Card Debt

Our Office Policies

Water fluoridation is an unhealth practice which has gone on for too long. (link to fluoride)

We should do comrehensive transportation planning. We should make a master plan for 2050. We should start building pieces of it right now. Everything we build should fit in as a piece of that plan. (link to

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